Posts Tagged ‘Mosaic’

18 February

What To Do For Floridians To Go Solar

Share

Dear Friends, Visitors/Viewers/Readers,

(Please click on red links & note magenta)

I am getting more messages from people in different parts of the state of Florida wanting to go solar, but do not know how. So, I’d like to repost part of an earlier post to help forage the path, below:

Here are some points to consider in order to help you to take part in solar energy use

I.   I want you to be aware of all the incentive programs (to save money) for installing renewable/solar energy & energy efficiency in USA and FL.

II.  Find a local installer to receive an estimate of what type or how big of a solar system is suitable for your particular needs. All solar installers I’ve come across so far would be able to provide such an estimate free of charge. If you live in Tampa, FL area, mention that you’ve found out about SEM and solar co-op from Windermere Sun, then you can get a discount with SEM. For those in other parts of the Florida, mention Windermere Sun first before negotiating for a discount.

*Keep in mind that if you can get your money back:

  1. in 7 years by installing solar system, that is equivalent to about 14.3% rate of return (1/7 = 0.1428)
  2. in 8 years by installing solar system, that is equivalent to about 12.5% rate of return (1/8 = 0.125)
  3. in 9 years by installing solar system, that is equivalent to about 11.1% rate of return (1/9 =0.111…)

The stock market cannot guarantee such a good deal. It’s a no brainer! Any one who plans on being alive in 10+ years would do well to install solar.

III. To help reduce the cost of installing solar panels (perhaps by as much as 20%), you may want to consider joining or starting a Solar Co-Op.  In Central Florida, there is a West Orange Solar Co-Op and an Orlando and Winter Park Solar Co-Op that is also open to homeowners East of I-4. In a recent Central Florida Solar Advocates meetup meeting that took place on Dec. 2, 2015, these are discussed, below:

Here are the steps for the Solar Co-op Process, suggested by the Central Florida Solar Advocates:

  1. Attend an Information Session:  Learn about going solar and how solar co-ops work.
  2. Join Your Local Co-op: Sign up on line! Any one can participate. The only requirement is that you want to go solar!
  3. Get a Roof Review: Your roof is reviewed via satellite to make sure it’s a good fit for solar energy.
  4. Solicit Local Bids: Once the co-op has 20-30 members, a request for proposal is created based on co-op members priorities and bids are solicited from installers.
  5. Review Bids as a Group: Co-op members form a selection committee to review bids and select a single installer to complete all of the projects.
  6. Get Individualized Proposal: Homeowner meets with the chosen installer to get an individualized proposal for a solar system for your home. This proposal will reflect the group discount.
  7. Sign an Individualized Contract: Homeowner signs a contract directly with the installer.
  8. Installation: Have your solar panels installed on your home!
  9. Celebrate: Celebrate with the co-op and help start other co-ops in your community!

If you have any questions, please feel free to email: cfsolaradvocates@gmail.com

To learn more about these co-ops or join a solar co-op, visit: www.cfsolaradvocates.org

IV. If you live in an apartment or in a house that is shaded, even though you may not be able to take advantage of the solar energy via your own rooftop, you may still be able to participate in solar energy use via Community Solar Garden/Farm. Check out what’s been accumulated at Sun Is The Future about Start A Community Solar Garden/Farm

Please feel free to contact Paul Spencer of Clean Energy Collective or Joy Hughes of Solar Gardens for the benefit of their experience in developing Community Solar Gardens/Farms.

Community Solar Garden/Farm-(Westmill_Solar_Cooperative_1 Creaive Commons GNU Free Documentation License)

Community Solar Garden/Farm-(Westmill_Solar_Cooperative_1 Creaive Commons GNU Free Documentation License)

Community Solar Garden/Farm of Clean Energy Collective in Cowdery Meadow Community Solar (credit: Sun Is The Future-Susan Sun Nunamaker

Community Solar Garden/Farm of Clean Energy Collective in Cowdery Meadow Community Solar (credit: Sun Is The Future-Susan Sun Nunamaker

 

 

 

 

 

 

 

 

 

V. If you need to get a loan or any financial assistance in order to participate in solar energy use, please consider these avenues, below:

  • Obtaining  a loan via Kiva, then contact Sunisthefuture Team at Kiva  by email: sunisthefuture@gmail.com so Sunisthefuture Team at Kiva will help to promote for the funding of this loan.
  • Obtaining a loan via Mosaic, then contact Sun Is The Future by email: sunisthefuture@gmail.com so Sun Is The Future will help to promote for the funding of this loan.
  • Obtaining a grant via one of the crowdfunding platforms, then contact Sun Is The Future by email: sunisthefuture@gmail.com so Sun Is The Future will be able to help promote for your campaign.  Different platforms have different conditions. So be sure to take care in choosing the appropriate ones for you.
  • If you live in Windermere, FL area and is obtaining either a solar loan or a solar grant via any of the avenues above, be sure to contact Windermere Sun by email: info.WindermereSun@gmail.com so Windermere Sun will be able to help promote for your loan or grant.

VI. For those of you who truly have difficulty in affording the installation cost of solar or do not have property suited for solar installation, do not forget the recent victory at the Florida State Supreme Court, explained in this post. There is something you can do to help improve the chance of lowering your future utility bills, by obtaining more signatures to improve the chance of Floridians For Solar Choice ballot .

May you/we all be able to enjoy the warmth and energy of Sunshine for many decades to come….

~Let’s Help One Another~
~have a bright and sunny day~
Any comments, suggestions, concerns regarding this post will be welcomed at sunisthefuture@gmail.com

Gathered, written, photographed, video-recorded, and posted by sunisthefuture-Susan Sun Nunamaker
Please also get into the habit of checking at these sites below for more on solar energy topics:

www.sunisthefuture.net

www.kiva.org/team/sunisthefuture

www.facebook.com/sunisthefuture

www.pinterest.com/sunisthefuture

www.youtube.com/user/sunisthefuture

www.cafepress.com/sunisthefuture

HTML adl

Google+

Windermere Sun website Header small

 

Share
4 January

Many Ways For Floridians To Go Solar

Share

Dear Friends, Visitors/Viewers/Readers,

Here is a re-post from Windermere Sun:

Let The SunShine In The Sunshine State! (photo credit: Windermere Sun-Susan Sun Nunamaker)

Let The SunShine In The Sunshine State! (photo credit: Windermere Sun-Susan Sun Nunamaker)

(Please click on red links & note magenta)

Windermere Blue Sunset (credit: Windermere Sun-Susan Sun Nunamaker)

Windermere Blue Sunset (credit: Windermere Sun-Susan Sun Nunamaker)

Below, is part of a message (in italics) from one of our readers, C, in Central Florida region:

I need solar panels.

Solar Panel

Solar Panel

I pay $200 every month for electric, and we will have only warmer weather as the planet gets warmer. No more of going for 6 months without AC. The humidity is the cause of the mold that made me sick this summer. I don’t know how to pay for them, but we can figure it out….

—————————————————————————————————————————————

(Please click on red links & note magenta)

Dear C.,

Here are some points to consider in order to help you to take part in solar energy use:

I. I want you to be aware of all the incentive programs (to save money) for installing renewable/solar energy & energy efficiency in USA and FL.

 

II. To help reduce the cost of installing solar panels (perhaps by as much as 20%), you may want to consider joining a Solar Co-Op. There is a West Orange Solar Co-Op and an Orlando and Winter Park Solar Co-Op that is also open to homeowners East of I-4. In a recent Central Florida Solar Advocates meetup meeting that took place on Dec. 2, 2015, these are discussed, below:

Here are the steps for the Solar Co-op Process, suggested by the Central Florida Solar Advocates:

  1. Attend an Information Session: Learn about going solar and how solar co-ops work.
  2. Join Your Local Co-op: Sign up on line! Any one can participate. The only requirement is that you want to go solar!
  3. Get a Roof Review: Your roof is reviewed via satellite to make sure it’s a good fit for solar energy.
  4. Solicit Local Bids: Once the co-op has 20-30 members, a request for proposal is created based on co-op members priorities and bids are solicited from installers.
  5. Review Bids as a Group: Co-op members form a selection committee to review bids and select a single installer to complete all of the projects.
  6. Get Individualized Proposal: Homeowner meets with the chosen installer to get an individualized proposal for a solar system for your home. This proposal will reflect the group discount.
  7. Sign an Individualized Contract: Homeowner signs a contract directly with the installer.
  8. Installation: Have your solar panels installed on your home!
  9. Celebrate: Celebrate with the co-op and help start other co-ops in your community!

If you have any questions, please feel free to email: cfsolaradvocates@gmail.com

To learn more about these co-ops or join a solar co-op, visit: www.cfsolaradvocates.org

 

III. If you live in an apartment or in a house that is shaded, even though you may not be able to take advantage of the solar energy via your own rooftop, you may still be able to participate in solar energy use via Community Solar Garden/Farm. Check out what’s been accumulated at Sun Is The Future about Start A Community Solar Garden/Farm

Please feel free to contact Paul Spencer of Clean Energy Collective or Joy Hughes of Solar Gardens for the benefit of their experience in developing Community Solar Gardens/Farms.

Community Solar Garden/Farm-(Westmill_Solar_Cooperative_1 Creaive Commons GNU Free Documentation License)

Community Solar Garden/Farm-(Westmill_Solar_Cooperative_1 Creaive Commons GNU Free Documentation License)

Community Solar Garden/Farm of Clean Energy Collective in Cowdery Meadow Community Solar (credit: Sun Is The Future-Susan Sun Nunamaker

Community Solar Garden/Farm of Clean Energy Collective in Cowdery Meadow Community Solar (credit: Sun Is The Future-Susan Sun Nunamaker

 

 

 

 

 

 

 

 

 

 

 

 

 

IV. If you need to get a loan or any financial assistance in order to participate in solar energy use, please consider these avenues, below:

  • Obtaining a loan via Kiva, then contact Sunisthefuture Team at Kiva by email: sunisthefuture@gmail.com so Sunisthefuture Team at Kiva will help to promote for the funding of this loan.
  • Obtaining a loan via Mosaic, then contact Sun Is The Future by email: sunisthefuture@gmail.com so Sun Is The Future will help to promote for the funding of this loan.
  • Obtaining a grant via one of the crowdfunding platforms, then contact Sun Is The Future by email: sunisthefuture@gmail.com so Sun Is The Future will be able to help promote for your campaign. Different platforms have different conditions. So be sure to take care in choosing the appropriate ones for you.
  • If you live in Windermere, FL area and is obtaining either a solar loan or a solar grant via any of the avenues above, be sure to contact Windermere Sun by email: info.WindermereSun@gmail.com so Windermere Sun will be able to help promote for your loan or grant.

 

V. For those of you who truly have difficulty in affording the installation cost of solar, do not forget the recent victory at the Florida State Supreme Court, explained in this post. There is something you can do to help improve the chance of lowering your future utility bills, by obtaining more signatures to improve the chance of Floridians For Solar Choice ballot initiative to be passed in February of 2016.

May you/we all be able to enjoy the warmth and energy of Sunshine for many decades to come….

~Let’s Help One Another~
Any comments, suggestions, or concerns regarding this post will be welcomed at: info.WindermereSun@gmail.com
 

Gathered, written, photographed, video-recorded, and posted by Windermere Sun-Susan Sun Nunamaker
More about the community at www.WindermereSun.com
—————————————————————————————————————————————————————————————————————————————————————————————————————————–
~have a bright and sunny day~
More about solar energy topics of this site at: www.sunisthefuture.net
Please also get into the habit of checking at these sites below for more on solar energy topics:

www.sunisthefuture.net

www.sunisthefuture.com

www.kiva.org/team/sunisthefuture

www.facebook.com/sunisthefuture

www.pinterest.com/sunisthefuture

www.youtube.com/user/sunisthefuture

HTML adl

Google+

Windermere Sun website Header small

Share
11 July

Crowdsourced Financing/Investment Opportunities For Solar Project

Share

Dear Friends, Visitors/Viewers/Readers,

(Please click on red links below)

I’ve received this email from Mosaic few days ago,  excerpt below:

Sun shines upon beautiful CO mountain peak

_________________________________________________________________________________________

Distributed Sun and Mosaic Partner to Crowdsource Investments in School Solar Project
Enables Individuals to Support Solar on Schools While Earning 5.4% Annually

FEDERAL HEIGHTS, CO (July 11, 2013) Distributed Sun LLC (D-Sun), an enterprise level solar project development, finance and advisory services platform serving the Fortune 500, and Mosaic, an online marketplace that connects investors to high-quality solar projects, today announced their first joint project to allow individuals to invest in a 657 kW solar installation on a charter school in Colorado and earn an estimated 5.4% annually.

Mosaic plans to leverage Distributed Sun’s leading solar development platform, the Distributed Solar Network™, to scale its crowdsourced financing model. Mosaic is pleased to work with D-SUN’s network of more than 115 solar installers in 28 states developing more than 120 MW of projects per month.

“We are honored to partner with Pinnacle Charter School and Mosaic to commission this installation in Colorado, a vibrant solar market,” says Chase Weir, CEO of D-Sun.  “It’s a real honor to provide a service that creates jobs, delivers substantial savings to our partners, teaches students about clean energy and is beneficial for the environment.”

“Mosaic is thrilled to partner with D-Sun and open up more of these types of good investment opportunities to the public,” said Dan Rosen, CEO of Mosaic. “As we go forward together as partners under the truSolar™ initiative, an emerging standard for assessing solar project risk, we look forward to announcing deeper collaborations with D-Sun in the months ahead.”

The 657 kW solar system powers one of the largest public charter schools in Colorado while serving as an educational tool for over 2,000 students. The Pinnacle Charter School has served Northern Denver’s diverse community for nearly two decades with committed teachers and data-driven instruction. The solar project generates revenue by selling the electricity produced to the school and by selling the associated renewable energy credits to the local utility. Pinnacle’s solar project could save the school as much as $1.6 million in electricity costs over the lifetime of the project while teaching thousands of K-12 students about clean energy.

ABOUT MOSAIC
Mosaic is an online marketplace that connects investors to high-quality solar projects. Mosaic’s mission is to open up clean energy investing to the public and fundamentally change the way energy is financed. To date, Mosaic has raised $3M from more than 1,800 investors to finance solar projects in California, Arizona, Florida and New Jersey. For more information about Mosaic visit www.joinmosaic.com.

ABOUT DISTRIBUTED SUN
D-Sun is a nationally recognized solar and micro-grid project development and finance services platform serving the commercial and industrial market segments. D-Sun develops, finances, constructs, owns and operates commercial scale solar energy systems throughout the United States. D-Sun represents capital sources seeking to deploy over $1B of project finance in the commercial & industrial sector over the course of 2013 and 2014. For more information visit www.distributedsun.com.

ABOUT PINNACLE
The Pinnacle Charter School is one of Colorado’s largest K-12 charter schools proudly serving North Denver’s diverse community. Pinnacle provides academic excellence through highly qualified teachers, data-driven instruction, and the application of Core Knowledge to enhance Colorado academic standards. For more information about Pinnacle visit www.thepinnacleweb.org.

ABOUT truSolar™ – truSolar™ is an industry-driven, accessible standard credit screen for commercial and industrial photovoltaic project screening, underwriting and approval via a comprehensive assessment of risk to enable broader access to lower cost capital. For more information about truSolar™ and the truSolar™ Working Group visit www.trusolarscore.com.

_________________________________________________________________________________________

We will continue to share with you: news, information, educational resources about solar energy.

~have a bright and sunny day~

gathered and posted by sunisthefuture-Susan Sun Nunamaker

any of your comments or suggestions will be welcomed at sunisthefuture@gmail.com

Homepage:  http://www.sunisthefuture.net


HTML adl

Share
5 June

It’s Bright To Be A Solar Investor

Share

Dear Friends, Visitors/Viewers/Readers,

(Please click on red links below)

A quick interruption from our series on Solar Plane-Solar Impulse: I want to share some information from Mosaic with you all, below. This may be of particular interest for solar enthusiasts who are residing in Florida and/or who believe in Solar-FIT (Feed-In-Tariff).

On Tuesday morning, June 4, 2013, Oakland, CA based Mosaic (crowdfunding service that pools money of others to invest in solar projects)

Crowd-funding

opened investing in The Continuum (Graduate Student Housing, 425 W. University Ave., Gainesville, FL  32601-5207)’s 251 kilowatt system. By 3:00P.M. 159 investors have already pooled together $91,000. Mosaic is seeking $386,000 for the project and is expecting to pay out 4.4 percent annual interest on these investments. Below is the press release from Mosaic.

 

________________________________________________________________________

Media Inquiries:

Lisa Curtis / 510-872-9269 / lisa@joinmosaic.com / www.joinmosaic.com

*Photos and logos are available at http://tinyurl.com/mosaic-pictures

Mosaic Launches Solar Schools Program with New Project in Sunshine State

First Project on University of Florida Housing Offers 4.4%* Return

OAKLAND, CA — (June 4, 2013) Mosaic, an online marketplace that connects investors to high-quality solar projects, has just launched a new program to help schools benefit from solar by sourcing capital from the crowd. Mosaic’s first Solar Schools project is a 251 kW system on University of Florida apartment community for graduate students, faculty and staff that offers an estimated 4.4%* annual return.

“Schools have always been at the forefront of innovation. We hope that through Mosaic’s platform we can harness the power of the student, parent, faculty, administrator and alumni community to help more schools go solar,” said Mosaic’s Founder and President Billy Parish.

(Below is a clip on Billy Parish presenting Mosaic’s crowdfunding platform)

According to the Department of Energy, US K-12 school districts alone spend $6 Billion a year on energy – exceeding the amount allocated for textbooks and computers combined. Through Mosaic’s platform, individuals can help more schools move their funds towards education as well as support the schools use of a cleaner energy source. The impact of University of Florida’s project includes offsetting the average energy required to power 26 US homes in one year.

Along with offering its first solar project on a school, Mosaic is also crowdsourcing recommendations from those who want to help a school in their community go solar. Mosaic’s online solar schools tool allows parents, teachers, students, faculty and school administrators to nominate their school to go solar. Mosaic will then work to connect the school to top-tier solar developers and evaluate the project for the possibility of financing it on its platform.

From June 4th-June 11th Mosaic also has a special offer for students and faculty to match their first $100 investment with an additional $25 free if they create an investor account with their .edu email address (more details here).

Through Mosaic’s platform, investors can browse through solar projects and invest as little as $25 dollars to earn competitive returns. Mosaic’s expected yield is competitive with corporate bonds (averaging 5.20% from 2003-12) and significantly greater than that of Treasuries (1.90%) and CDs (0.50%).

About Mosaic

Mosaic is an online marketplace that connects investors to high-quality solar projects. Mosaic’s mission is to open up clean energy investing to the public and fundamentally change the way energy is financed. Mosaic is partnered with Standard & Poor’s, DuPont and Distributed Sun, among others, as part of the truSolar™ working group to standardize risk assessment and develop a score — similar to a credit rating — for each solar project. To date, Mosaic has raised over $2M from more than 1,000 investors to finance solar projects in California, Arizona and New Jersey. For more information about Mosaic visit www.joinmosaic.com.

*Please visit joinmosaic.com to learn more about the project and to access the offering memorandum, which discusses the project, the terms of the investment and the risks associated with this investment.

—————————————————————————————————————————————

~have a bright and sunny day~

Gathered, written, & posted by sunisthefuture-Susan Sun Nunamaker

Any of your comments and suggestions are welcomed at sunisthefuture@gmail.com

Homepage: http://sunisthefuture.net


HTML adl

Share
11 April

Crowdfunding For Altruism and Investment

Share

Hi, Friends, Visitor/Viewers/Readers,

(Please click on red links below)

Great news! After a long approval process, Mosaic (formerly Solar Mosaic), a Californian solar startup has received the go-ahead offering US $100 million in projects to Californian investors (for projects in CA), using crowdfunding platform.

Crowd-funding

Mosaic has called this $100 million round of projects in California, the “Golden State Series“. In recent years, crowdfunding has had significant impact on creative industries and various technology projects in USA, with the site Kickstarter being the most prominent. “California has always been a leader in solar energy. We’re thrilled that now any resident of California can invest directly into solar energy for as little as $25,” said Billy Parish, President and Co-founder of Mosaic. The first project released under the new $100 million series of projects has been fully subscribed, raising the $157,750 required in less than six hours. The project is a 114 kW array for the roof of Ronald McDonald House in San Diego. Hip! Hip! Hurray! For Mosaic!

For those of you who are not residents of CA or USA, or with smaller projects in mind (be it in solar, wind, renewable of any kind, energy efficiency, or recycling), despair not…for the Sunisthefuture Team at Kiva has also been utilizing a slightly varied crowdfunding platform since March of 2012 to help entrepreneurs in USA and developing countries to establish small businesses or projects in solar energy, renewable energy, energy efficiency, and recycling. Thus far, 808 small businesses/projects (valued at $53,075 loaned) had been funded. The first solar loan that Sunisthefuture Team at Kiva helped to fund:Even though there were only about 30 or so members on the team at the time, we were able to gather the support from 1034 lenders from all corners of the planet earth to help fund that solar business.

For better understanding of crowdfunding, please refer to this link–>http://en.wikipedia.org/wiki/Crowd_funding

For better understanding of how Sunisthefuture Team at Kiva or how Kiva works, please refer to links below:

  1. How Kiva works:                                          http://www.kiva.org/about/how
  2. How micro-finance works:                           http://www.kiva.org/about/microfinance
  3. List of Kiva Field Partner:                            http://kiva.org/partners
  4. How to become a Field Partner at Kiva:      http://www.kiva.org/partners/info
  5. Risk and Due Dilligence:                              http://www.kiva.org/about/risk

The main distinctions between Mosaic and Sunisthefuture Team at Kiva:

  1. There are greater restrictions for Mosaic investors/lenders (If you reside in a state other than California, Colorado, Oregon, Nevada, or New York, you may only invest on the Mosaic platform if you are an accredited investor, as defined by the U.S. Securities and Exchange Commission. Whereas any one, any where, may join Sunisthefuture Team at Kiva to lend/help other entrepreneurs (in USA or in developing countries) to establish small businesses/projects in solar energy, renewable energy, energy efficiency, and recycling.
  2. Mosaic projects are confined to solar projects in CA, whereas Sunisthefuture Team at Kiva may involve projects in solar energy, renewable energy, energy efficiency, recycling, anywhere in USA and various developing countries.
  3. Most of the Mosaic lenders/investors are given the promise of  a yield of 4.5% whereas lenders to Kiva in Sunisthefuture Team at Kiva would  receive the great satisfaction of knowing that we are helping our planet Earth to transition into a cleaner, healthier, and less war-proned world. But if you’re  interested in helping to finance these projects at Kiva as an investment, then become a Field Partner at Kiva.

*Personally, I look at altruism as a form of long-term self-interest rather than short-term self-interest. Case in point, empowering another entrepreneur at the other side of the planet to become a solar producer (without expectation of any yield) will ultimately translate into lower CO2 emission into earth’s atmosphere…this will lead to a cleaner and healthier air and more secure planet (less international conflicts) for me as well as for you and our children and future generations to live in/on. To me, this is a very sound investment!

~have a bright and sunny day~

Gathered, written, and posted by sunisthefuture-Susan Sun Nunamaker

Any of your comments or suggestions are welcomed at sunisthefuture@gmail.com

Homepage:  http://www.sunisthefuture.net

 

 


HTML adl

Share

Copyright © 2011-2018 · Susan Sun Nunamaker All Rights Reserved · Sunisthefuture.net