Posts Tagged ‘entrepreneurship’

20 December

Need Funding? Stage Is Set For Renewable and Solar Energy Projects!


Dear Friends, Visitors/Viewers/Readers,

Below is a repost from one of our sister publications, Windermere Sun:

Sun Rays (credit: Windermere Sun-Susan Sun Nunamaker)

December 19, 2011- Kyle Travis, left and Jon Jackson, with Lighthouse Solar, install microcrystalline PV modules on top of Kevin Donovan’s town home. (Photo by Dennis Schroeder)


Windermere Blue Sunset (credit: Windermere Sun-Susan Sun Nunamaker)

(Please click on red links & note magenta)

The stage is set. The time is ripe. With the cost of both solar and wind having dropped tremendously in the past three years, solar technology having enabled greater efficiency, the incoming Tesla’s Powerwall, Powerpack solving the storage problem,  and  Tesla’s integrated and cost effective solar roof… the inevitable Solar-Renewable Tsunami is knocking on our door. Astute green investors and lenders could all hear the knock and are ready to finance solar energy projects and fund power developments of renewable-sustainable energy resources. In the U.S., a mix of federal production tax credits and individual state renewable portfolio standards (RPS) are definitely pushing the market. To better understand various policies and incentives for renewables and efficiency by states, please click HERE. For example, state of  CA has 187 such policies and incentives whereas state of FL has 77. Of course the incentives of some of the E.U. nations are also fueling the market. But most importantly, it is the simple fact that the cost of solar  have dropped so much that it is now a more secure investment than putting one’s money in the bank (bank has a rate of return of about 0.8%-1.1% without inflation protection whereas investing in solar provides a rate of return ranging from about 3% (in AK without any tax credit or incentive, it is 4.4% with tax credit and incentives) to 24.4% (in HI with tax credit and incentives, location-climate-incentive dependent, and this is with inflation protection).

For a simple Solar Investment Payback Formula:

  • Total System Cost/Value of Electricity Generated/Your Annual Electricity Usage = Payback Time
  •  1/Payback Time = Rate of Return on Investment

This means:

  • a 6 kW grid-tied system that costs about $10,000 (subject to market fluctuation, excluding fees and incentives)
  • The average American household uses 10,932 kWh of electricity per year (source: EIA)
  • They pay an average of $0.12 per kWh for it

Therefore, using American national averages:  $10,000 system price/$0.12 per kWh/10932 kWh per year = 7.62 years = Payback Time

Therefore,  1/Payback Time = 1/7.62 =0.13 1  or 13.1% = Rate of Return on Solar Investment, keep in mind that this is with inflation protection (utility bills are always going up).

At this point, I’d like to share with you all a site that had already done the work for you, state by state, Solar Power Rocks., in figuring out the Investment Return (IRR), with consideration of respective state’s tax credits and incentives.

As a result, there are much opportunities for high yielding rates of return on investment in solar as well as other green renewable sources. In the coming decades, there will be so much transformational developments waiting to be planned out and completed. If you have a project ($multi-million project) in mind, with a plan but insufficient funding, please contact me via: so Windermere Sun may be able to introduce you and your plan/project to potential investors/lenders. If you are an angel investor, potential investor or lender for solar projects, please feel free to contact me at: so we can spread the sunshine globally while saving our planet earth!

Investment Criteria for Joint Venture Financing: financing for all types of commercial real estate and alternative energy projects. In general, they must meet the following criteria: • The project 5% down or more; • The project must be shovel-ready–defined as ready to break ground in 90 days or less; • The project must be sponsored by an experienced developer with a significant financial stake. • Asset-based loans, including In-Ground Assets; • Corporate expansion loans; • International Funding; and • Hard money loans. Joint Venture Financing Project Types: (NEW DEVELOPMENT ONLY) • Hotel Resorts and Casinos • Assisted Living/Senior Housing • Apartment Buildings/Multifamily Housing • Alternative/Renewable Energy (i.e., solar, wind, hydro, geothermal, etc.) • Green Energy (i.e., biofuel/biodiesel, biomass, waste-to-energy, etc.) • Hospitals and Health Care Facilities • Infrastructure (roads, highways, rail, etc.) • College and University Buildings • Public-Use and Recreational Facilities • Industrial Projects • Other Related Types Locations: USA and International, Joint Venture Financing Terms: • 95% equity financing • Typically three to five year term • Non-recourse financing • No interest payments during term of investment • Minority equity stake in lieu of interest • Take out with permanent financing or sale Time to Closing: 90 to 120 days.

May we all have many many bright and sunny days.



~have a bright and sunny day~


Any comments, suggestions, concerns regarding this post will be welcomed at

Gathered, written, and posted by sunisthefuture-Susan Sun Nunamaker
Please also get into the habit of checking at these sites below for more on solar energy topics:


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18 May

First Big Solar Loan At Kiva-Micro Solar Lighting Kits at Tanzania-Watu na Nuru (Light for the People)


Dear Readers,

(Please click onred linksbelow)

If you are in favor of renewable,  clean, or solar energy, please sign this petition for FIT/CLEAN Program, accessible at Thank you very much.


Dear Friends & Readers of Sun Is The Future,

Last I checked, you come from 144 countries on this planet earth.  Some of you have wanted to make donations to Sun Is The Future ( But at the moment, since its non-profit status had not yet been officially established, I would recommend that any one who wants to take part in contributing to the earthly transition/movement toward solar energy to become a lender at Kiva (it can start from as little as $25. If you are a new Kiva lender, you can take advantage of the free trial use of free $25 to join Kiva and Sunisthefuture Team at Kiva) by specifically gearing toward the largest Solar Loan EVER at Kiva: Loan 426323 from Tanzania by Martin. But keep in mind that this is not for charity but for lending to small entrepreneurs in Tanzania. Martin needs our help to complete funding this loan. Let’s give him a hand!

Many of you may have been aware of the posts I’ve written not only about solar energy, but also about Kiva, the microfinance online institution ( intended to help small entrepreneurs from all over our globe to succeed in establishing small businesses.  Therefore, it is my greatest pleasure to be given the opportunity in being a catalytic component in the marriage between the two (Kiva & Solar Energy).  I’ve become a member of Kiva for a while and even started the Sunisthefuture Team at Kiva (, but this is the first month that the biggest solar business loan ($49,525) EVER at Kiva appeared. In Tanzania, 5 out of 6 people have no access to electricity. People often rely on potentially harmful fuels to light their homes.   Martin works with Barefoot Power in Tanzania to help low income families to break their dependency on harmful, expensive, and inefficient light sources by offering them safer, cheaper, cleaner, options through solar lighting kits.  This is a loan from Tanzania for Martin to buy stock of micro-solar lighting kits from Barefoot Power.  I invite you all to take a look at what this Kiva  loan 426323 of Martin is about:

Martin works for Watu na Nuru, a Barefoot Power distributor in Tanzania. This is his story, below, in his own words:

I have been working in Tanzania with my wife for two years now, and we have been using our previous experiences to help in the development of education and business. We have left two grown-up children to their own careers in the UK. One of the first things that struck me was the limited use of solar power for a country with such a huge amount of sunshine. This was particularly noticeable coming from the UK! When we saw that people were using homemade kerosene lamps at night we felt there had to be an opportunity to make solar lights more widely available. A large part of my work for the Anglican Church was starting a wholesale business to import and distribute solar lights to micro-entrepreneurs and small businesses who want to sell them in villages. Over 80% of Tanzanians have no access to mains electricity and they use dangerous, unhealthy and costly kerosene lamps as their main source of lighting, so there is a huge market for affordable, quality micro-solar kits. Watu na Nuru, which means “Light for the People” in Swahili, is the name of a growing collection of businesses established with the support of the Anglican Church of Tanzania, with the aim of making high-quality, affordable solar lighting kits available to rural communities.

Watu na Nuru needs to have sufficient quantities of the right products at the best time of year (when farmers bring in their harvest). We need funds to ensure product is available when people are ready to buy it. When we are not selling product we provide training and technical support to retailers. We have developed a partnership with Barefoot Power Australia, who make what we believe are the best micro-solar systems on the market. My greatest challenge in this role is to get the right quantity of stock and spares to support the growing business. Your loan will support our stock so that more village entrepreneurs can sell these lighting solutions. My favourite part of this job is seeing a first order of product heading off for a distant part of the country to one of our small retailers just starting a new business.

If you should be interested in helping Martin in lighting Tanzania or helping various entrepreneurs throughout our planet earth (including USA) to become self-sufficient while spreading solar energy use, please feel free to use the free trial $25 at Kiva (remember Kiva is not a charity organization, so you will get the $25 back and can relend it to other entrepreneurs. remember Martin’s loan is 426323) by visiting:

You are also welcome to join us on the Sunisthefuture Team at Kiva !

~have a bright and sunny day~

Gathered, written, and posted by sunisthefuture-Susan Sun Nunamaker

Any comments and suggestions are welcomed at

Please also get into the habit of checking at these sites below for more on solar energy topics:

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